KBT Finance – Your Financial Partner You Can Trust.
Fast, Reliable, and Transparent Financial Solutions.
Empowering individuals, civil servants, and small businesses with quick and affordable loans across Zambia.
Our Offerings
Fast, Flexible, Transparent
Tailored Financial Products
GRZ Payday Loans
Our Payday Loans are tailored for government and civil service employees who need instant financial relief before payday.
Collateral-Based Loans
You can use your car, property, or valuable assets as security to access the cash you need fast and safely.
Business Loans
Whether you’re restocking, expanding, or starting a new venture, KBT Finance provides the right capital solutions for entrepreneurs and SMEs.
Hire Purchase
With KBT Finance Hire Purchase, you can own quality electronics such as TVs, fridges, laptops, and home appliances without breaking the bank.
Comprehensive Loan Services
Loans That Make School Fees Easy.
Because every child deserves an education
Own It Now, Pay Later!
Get TVs, fridges, laptops, and more on flexible hire purchase with KBT Finance.
Drive your dream today!
We make car ownership possible.
Your Asset, Your Cash Power!
Quick, secure, and transparent collateral-based loans.
Quick cash for Groceries
Because your family’s comfort can’t wait.
Boost Your Business with KBT Finance.
Get the capital you need to grow, restock, or expand — quickly and affordably.